Hate to be a broken record on this (will future generations understand that idiom?) but in today's WashPost editorial, they propose a fundamental change to Social Security:
Reduce Social Security benefits for the well-off while protecting those who depend on the program. As controversial as Social Security reform is, every serious policy expert recognizes the need for changes, including benefit reductions. Better targeted reductions than across-the-board cuts.Social Security already has a built-in progressive structure, but this would irredeemably alter the program from one based (roughly) on the total taxes paid into the system by each taxpayer to yet another welfare program.