Let's all save together - Senator Jeff Sessions proposes a national savings plan modeled on the successful Thrift Savings Plan used by federal employees. Here's a mind-blowing statistic from the WashPost article: aside from a primary residence, half of Americans have less than $25,000 in savings. Considering that the savings rate has gone negative for the first time since the Great Depression that number doesn't look like it's going to improve. If you're approaching retirement with only 25-large in hand, get used to the taste of cat food. Sheesh.