About those entitlements - In "None Dare Call It Default." Holman Jenkins notes that they're going to be cut or otherwise diminished by inflationary policies. And there's nothing you can do about it: "Don't go running to a judge when this doesn't pan out. The courts do not overrule changes in government policy just because citizens find their promised free lunch isn't forthcoming." On this point, n.b. "Flemming v. Nestor": you have no contractual right to Social Security benefits.