It’s really that simple

You really have to hand it to the opponents of personal savings accounts: their solutions to solving the Social Security problem run the gamut from “A” to “B”. Here’s an overwrought Harold Meyerson in the WashPost:

The program, like all programs, could use some modest fixes over time, and by such measures as raising revenue through a hike on the employer's payroll tax (by eliminating the cap on taxable employee income), it can be fixed.

Now why didn’t I think of that?