“Being an adult” isn’t some really prestigious title we have to be intimidated about, it’s literally what we all are, whether we like it or not. The question is whether you are a cool, collected adult whose life is not constantly on fire, or whether you’re a Carrie Bradshaw, who literally had to go visit her ex-boyfriend at work to ask for money to not be evicted because she bought too many statement accessories.The Washington Free Beacon had an article recently about how a Teamsters Pension Fund was essentially broke and could only pay about half of promised benefits. It's a tough situation for people who worked their entire lives for a comfortable retirement. But the article highlighted one of these workers and my sympathy dissolved when i read the following:
Choose wisely, and don’t take pride in being the latter.
Acosta's monthly pay out will now be $760 after taxes. He told the Washington Free Beacon that his family is struggling to stay afloat. The stress of his four-decade career in manual labor has left him without any employment prospects and he has turned to his construction worker son and Social Security to help him make his mortgage payments, which are roughly $2,300 each month.This guy has been working for 40 years and he still has a $2300/month mortgage? The most charitable thing I can say is that Mr. Acosta depended on his Teamster pension to pay for his outlandish mortgage, the one that should have been paid off a decade ago.
When you place your financial destiny in somebody else's control, sometimes things don't work out like you had hoped.